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Something big is changing inside Nigeria’s financial system. For years, banks and fintech companies have relied heavily on manual processes and basic monitoring tools to track suspicious financial activity. But as digital banking, instant payments, and fintech platforms continue to grow, financial crime has also become faster, smarter, and harder to detect.
For years, Nigerian freelancers, creators, and online business owners have had the same frustration: getting paid from abroad is easy… accessing the money locally is not. That gap just got a lot smaller. In January 2026, Nigerian fintech giant Paga quietly flipped a big switch; live PayPal account linking is now available in Nigeria. And it changes how global money flows into local wallets.
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