Holdings is a business financial management platform that combines banking, invoicing, accounting, and bookkeeping into one connected system. Its newer AI-focused features allow businesses to connect Holdings with ChatGPT or Claude so AI agents can draft quotes, send invoices, chase overdue payments, record deposits, and help manage financial workflows, with human approval required before messages are sent. The platform also automatically categorizes transactions, reconciles payments with invoices, provides financial reports, and offers cash-flow visibility. Businesses can open a checking account, earn interest on eligible balances, manage payments, and access financing options through its lender network. Holdings is designed primarily for small businesses, agencies, freelancers, and nonprofits that want their banking and financial data connected rather than spread across separate tools.

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