Mind My Money helps you discover where your money really goes without manually sorting through months of bank statements. Using an AI agent on your computer, it analyses transactions, categorizes purchases, reviews relevant receipts, and helps identify recurring payments and subscriptions you may no longer need.

Unlike many budgeting tools that rely on bank-feed integrations, Mind My Money works through a browser session that you sign into yourself. It can use receipts and other relevant information to identify purchases that appear under payment providers such as PayPal or Klarna. It also tracks changes in spending and helps you review subscriptions, cancel unwanted services, or explore cheaper plans after you approve the proposed action.

The application is designed to keep financial files on your computer rather than on Mind My Money's servers. However, its AI reasoning uses a separate AI service under your own account, and you should carefully review permissions and proposed actions before proceeding.

Mind My Money is useful for individuals and households who want a clearer picture of their spending, more control over recurring expenses, and a practical way to find potential savings.

Free